External wealth can be shared or inherited, causing it to accumulate but remain in the physical world. Conversely, inner wealth cannot be gifted, leading to stagnation. We provide a pathway to expand inner wealth through focused attention and heed generation.  We keep our eyes open all day but struggle to look inward even for an hour. Instead, we habitually focus on the faults of others. To shift this focus, we provide a world's first special tool called Karmic Account Auditor and with that individual can work on them to improve their Karmic Account instead of facing the consequences.